Real Estate Development and Management Act 2010
After human lives, the most precious thing to human beings is a safe habitat. Everyone aspires to live in a safe and secure home. To fulfill this basic need, most people today are turning to real estate investment which includes buying plots or apartments. It is better to know some important things before deciding to buy apartment in Bangladesh.
Before you decide to invest in real estate it is important to know the rules and regulations pertaining to the requirements to buy apartment in Bangladesh. These rules and regulations are part of Real Estate Development and Management Act 2010. The law covers real estate topics such as development of property by real estate developer companies in Bangladesh, joint venture projects undertaken by private real estate companies and Government, development of foreign funded real estate properties, apartments, flats, industries, institutions, commercial space etc. The law also deals with controlling selling and buying of these real estate properties as well as allotment, construction and maintenance. Here we have listed some of the important rules and regulations pertaining to the requirements of buying an apartment as per the Act.
Responsibilities of Developer Companies
Real estate development through landownership
If a real estate developer in Bangladesh buys a land and develops property with an aim to sell the property, all the rules under this law shall apply to the developer. The rules and regulations of this Act shall apply as much as possible also to those individuals or group of individuals who do not belong to developer company as long as they develop the property on own land with the intention of selling it.
Terms and conditions of real estate property buying and selling
Certain terms and conditions have to be fulfilled when dealing with real estate property purchase or sale.
The prospectus or allotment document should explain real estate location division in which property will be sold. Detailed terms of the sale and purchase of real estate development must be specified on the agreement between the parties.
A developer can change allocation of apartment to the customer with the given consent from the apartment buyer.
 A developer cannot charge a higher apartment price than the one mentioned in the Deed. However, if upon mutual agreement an additional agreement is produced whereby use of high quality equipment has been proposed the former Deed will be nullified.
Agreement between Developer company and Landowner
Sometimes real estate developers may partake in joint venture project with a landowner in which both parties are mutually benefited. In such cases a bilateral agreement has to be made for joint venture project. The Deed should specify the portion of the developer and its cost. It should also specify power of attorney given to the developer to start the construction and project completion date as well as responsibility of developer to register the property and produce relevant property ownership documents to the customer. The developer company must abide by the date specified in the Deed.
Benefits of real estate properties
If you are looking to buy apartment from real developer company in Bangladesh it includes certain advantages. As per Private Residential Land Development Project Regulation 2004, real estate development should ensure certain civilian facilities. The architectural design of the property should facilitate flow of air and light throughout the building. Before handover, the apartment should be equipped with utility connections such as electricity, water supply, gas supply, sewage and waste disposal system, fire protection system etc. Also after handover, if there is any defect in construction, the developer company should provide building repair service for at least two years with own money. According to the terms of the agreement between the parties, after the transfer of property, real estate developer has to provide maintenance service for at least one year. Also, the approved design cannot be changed in a way that reduces facilities or alters common space. Every developer must produce to the prospective apartment buyer the projectâs design and layout mentioning all the facilities provided.
Mode of payment
If you wish to buy apartment in Bangladesh, the payment to the real estate developer company has to be made to the bank as per written in prospectus or allotment document of the real estate property. Also the developer cannot receive any installment payment with interest in case apartment has been sold prior to infrastructure development and before utility connection provision has been established. The same goes for apartments that are not ready for transfer of possession.
Ensuring real estate services
The provision of water supply, gas supply, electricity supply etc written in prospectus or allotment document must be made prior to handover of apartment. The developer cannot be blamed if despite taking initiatives utility connection cannot be provided due to limitations of concerned service provider.
Failure to make single payment or installment payment
Sometimes as an apartment buyer you might run into financial problems and fail to make due payments. The developer should specify the compensation for such cases in prospectus or allotment document. The apartment buyer cannot cancel the sale unless application has been made through courier before 60 days of the deadline irrespective of any differences in Deed of Agreement or allotment letter. In such cases the developer needs to return any money taken from customer within 3 months of receiving cancellation appeal through check. Also if a customer appeals to pay the installment at a later time, he or she has to pay the installment with 10% interest. However if the customer fails to pay three installments then the developer may cancel the allotment of apartment unit.
Hopefully after reading these important rules and regulations pertaining to real estate investment to buy apartment in Bangladesh will be easier for you. And this is not all; to help you further we will release a second part to this article, so check out for update next week and donât forget to leave your comments.
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